HOSPITAL INDEMNITY

Can you afford to pay more than $ 600 per day for a typical hospital confinement?

Although hospital indemnity is not major medical it certainly can provide you with valuable coverage for a much lower cost.

These plans pay you:
  • A daily benefit for necessary care and treatment due to a covered accident or illness in the event an insured or a covered dependent is confined to a hospital
  • Coverage is provided regardless of any other medical insurance you may already have
  • Many levels of coverages are available enabling you to create the amount of benefits you want
  • These plans are designed to compensate you for many of the non-medical expenses as well as any deductibles or time lost from work
  • Optional riders may be added to the basic plan to meet your specific medical coverage needs
A professional tip:
to keep your medical premium increases to a minimum you may want to increase your deductibles and have an insurance professional design a hospital indemnity plan to fill in some of your out-of-pocket gaps.