Can you afford to pay more than $ 600 per day for a typical hospital confinement?
Although hospital indemnity is not major medical it certainly can provide you with valuable coverage for a much lower cost.
These plans pay you:
A daily benefit for necessary care and treatment due to a covered accident or illness in the event an insured or a covered dependent is confined to a hospital
Coverage is provided regardless of any other medical insurance you may already have
Many levels of coverages are available enabling you to create the amount of benefits you want
These plans are designed to compensate you for many of the non-medical expenses as well as any deductibles or time lost from work
Optional riders may be added to the basic plan to meet your specific medical coverage needs
A professional tip:
to keep your medical premium increases to a minimum you may want to increase your deductibles and have an insurance professional design a hospital indemnity plan to fill in some of your out-of-pocket gaps.
