LIFE INSURANCE

You deserve to have peace of mind during your lifetime.

In the event of your untimely death be sure your provided life insurance benefits for your dependents.

Rates are flexible and the policies are portable if you change occupations.

Some plans can be guarantee issued with a competitive rate structure.

.: Term insurance (group or individual) offers a maximum death benefit for a low cost
.: Universal life designed to provide cash value in addition to death benefit
.: Whole life - offers one low fixed rate paid periodically
.: Executive term - inexpensive rates for high amounts
.: Critical life - supplemental term with a living benefit paid in a lump sum cash payment for critical illness

Many plans offer you the flexibility to continue the policy at retirement or to use your cash value while you are living to supplement your retirement income.

Plans may include level death benefits, guaranteed premium, guaranteed cash accumulation, coverage can be maintained for your lifetime, can continue coverage if you change employment.

Optional coverage benefits available for:
  • Spouse and/or children
  • Accident death & dismemberment benefit (AD&D)
  • Waiver of premium
  • Conversion option